Free Credit Assessment

Get your personalized credit improvement plan

What's your current credit score range?

Below 600
600–679
680–749
750+

How much available credit do you have?

$0 – $1,000
$1,000 – $5,000
$5,000 – $25,000
$25,000+

What's your main credit goal?

Buy a home
Get business funding
Improve credit score
Remove negative items

When do you need results?

Within 30 days
Within 3 months
Within 6 months
No specific timeline

Get Your Free Credit Analysis

Tell us where to send your personalized improvement plan.

The Credit Repair Company That Actually Delivers

Get With the Credit Repair Company
That Actually Delivers Results — Not Excuses.

We remove foreclosures, collections, bankruptcies & more — on all 3 bureaus. Legally. Aggressively. Fast.

0 Clients Served
0 Debt Removed
0 Dispute Rounds
Get Started Now Free Consultation →
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Negative Items We Target

What We Can Remove

We dispute every type of negative item across all 3 credit bureaus — simultaneously.

Foreclosures
Collections
Charge-Offs
Student Loans
Judgments
Medical Bills
Late Payments
Repossessions
Public Records
Bankruptcies
Child-Support
Hard Inquiries
Investment Options

Choose Your Plan

Every plan includes 6 rounds of aggressive 3-bureau disputes. No fluff — just results.

Monthly Investment
$297

$197 + $100/mo after

  • Full 90-Day Credit Transformation
  • Aggressive 3-bureau disputes
  • Monthly progress updates
  • Cancel anytime after 90 days
Get Started Monthly
Most Popular
One-Time Investment
$497

Pay once — no recurring fees

  • One payment — no surprises
  • Priority dispute filing
  • Fast results in 30–45 days
  • Full support throughout
Pay One Time
Couple's Fast Sweep
$900

For both partners

  • Full program for both partners
  • Dual credit restoration setup
  • Coordinated 3-bureau attacks
  • Shared funding preparation
Start Couple Plan

* All plans require Smart Credit activation ($39/month) to begin service. Learn more

Meet Your Credit Expert

The person behind your transformation

Welcome to DreamScore! I'm Taletha, and I founded DreamScore out of a genuine passion for helping people unlock their financial potential. My journey into credit repair began with a simple realization: so many people have dreams that feel out of reach — not because they lack ambition, but because they need a trusted guide to help rebuild their credit and reclaim their financial freedom.

I created DreamScore to be that guide. With a background in financial services and a commitment to empowering others, I built a place where clients feel supported, educated, and confident in their financial future.

At DreamScore, we believe in turning credit scores into stepping stones toward your biggest goals — whether that's owning a home, starting a business, or simply feeling in control of your money. Thank you for letting us be part of your story.

  • Helped thousands of clients rebuild their credit
  • Expert in 3-bureau dispute strategies
  • Committed to real results — not empty promises
Taletha Crow — Credit Expert
Taletha Crow — Founder, DreamScore
Your Roadmap

What Happens
After Purchase?

Follow these steps exactly — every step is required to start your service.

01
Purchase Your Plan

Secure your spot and get started. Choose the plan that fits your goals — monthly, one-time, or couples.

02
Activate Smart Credit
($39/Month Required)
Mandatory to Start Your Service
  • Must be activated immediately after purchase
  • We cannot access or work your credit without it
  • Pay the $39 Smart Credit fee to unlock your account
NO SMART CREDIT = NO SERVICE
ACCOUNT WILL BE PLACED ON HOLD
03
Complete Onboarding + Submit Documents

Check your email immediately after purchase and complete your onboarding form.

Required Documents (Non-Negotiable)
  • Valid Government-Issued ID
  • Social Security Card or SSN Documentation
  • Proof of Address (dated within the last 30 days)
Acceptable Proof of Address
  • Utility bill
  • Bank statement
  • Lease or mortgage statement
04
We Begin Your Disputes

Once Smart Credit is active and onboarding is complete, we get to work immediately.

  • Your 1st round of disputes is sent after onboarding is complete
  • You receive 6 total rounds of disputes (unless on the Unlimited plan)
  • A new round is sent every 30–45 days
  • We handle the entire process — you focus on your results
⚠ Important — Your Account Will Not Be Started If:
  • Smart Credit is not activated
  • Onboarding is not completed
  • Documents have not been submitted
All 3 Steps Must Be Complete Before Work Begins
Get Started Today →
Client Results

Real People. Real Results.

We show receipts — not just promises. Here's what our clients have achieved.

★★★★★

"DreamScore removed 17 negative items including a bankruptcy. My score went from 372 to 719 in just 45 days!"

Marcus Johnson
Real Estate Investor • Houston, TX
Before
372
After
719
Client result screenshot
★★★★★

"Collections stopped calling and I got approved for $75K in funding. My salon is thriving now!"

Keisha Williams
Salon Owner • Atlanta, GA
Before
496
After
755
Client result screenshot
★★★★★

"My divorce destroyed my credit. DreamScore rebuilt everything in 30 days. Just bought my dream car!"

Jennifer Martinez
Entrepreneur • Los Angeles, CA
Before
428
After
801
Client result screenshot
Still Not Sure?

Frequently Asked Questions

Everything you need to know before you get started.

No consultation is required — you can get started directly by choosing a plan. However, a free consultation is available if you'd like to discuss your specific situation, understand the process, or figure out which plan is right for you before committing.
Most clients begin seeing initial removals within 30–45 days after their first round of disputes is sent. We send 6 total rounds, each spaced 30–45 days apart. Results vary based on the number and type of negative items on your report, but you'll be updated every step of the way.
We dispute foreclosures, student loans, late payments, bankruptcies, collections, judgments, repossessions, child support, charge-offs, medical bills, public records, and hard inquiries — across all 3 bureaus simultaneously. No item is off-limits for dispute.
In addition to our dispute process, we recommend: keeping credit utilization below 30%, making all payments on time, avoiding opening too many new accounts at once, and maintaining older accounts to build history. We'll give you specific guidance during onboarding.
You can access free reports at AnnualCreditReport.com. We also require Smart Credit ($39/month) which gives you live, real-time access to all 3 bureau reports and allows us to monitor changes as disputes are processed. Smart Credit is mandatory to begin your service.
Most standard programs run 3–6 months depending on your credit profile. Our service includes 6 rounds of disputes. Clients with more complex files or the Unlimited plan continue until they reach their goals. You will see incremental improvements throughout the process — not just at the end.
It's simple: (1) Select a plan above, (2) Activate Smart Credit ($39/month) immediately after purchase, (3) Complete your onboarding form and submit required documents, (4) We begin your first round of disputes. That's it — we handle everything from there.
Stop Waiting — Start Winning

Every Day You Wait Is
Money You're Losing.

Thousands of clients have already fixed their credit and unlocked opportunities they once thought were impossible. You're next.

Get Started Today → Free Consultation
No Hard Pull Secure & Private Cancel Anytime 30,000+ Clients Served